SaskCentral > About Us > Partners Partners Page Image Page ContentSaskCentral maintains business arrangements with, and investment in, a number of co-operative financial service organizations. These relationships provide Saskatchewan credit unions with required services and also enable SaskCentral to achieve efficiencies by dealing with key service suppliers on behalf of the entire Saskatchewan credit union system. Concentra Bank (Concentra) Concentra is the wholesale bank and trust company for Canada’s credit unions. We bring national connections to local credit unions, helping to serve over 5 million members across Canada. Concentra specializes in lending and investment solutions to improve financial performance, manage risk, and grow memberships. Concentra is owned by credit unions, centrals, and other co-operative partners. Credit Union Payment Services (CUPS)CUPS is a joint venture of SaskCentral and Alberta Central. It provides payment services and related products to credit unions, corporate clients and others in the financial services industry.Celero SolutionsCelero Solutions is a joint venture between four Canadian prairie co-operative organizations: Alberta Central, Manitoba Central, Concentra Financial and SaskCentral. Celero delivers reliable, innovative and cost-effective information technology solutions to the joint venture partners and credit unions in the areas of switching, telecommunications and banking. Group Clearing Joint VentureArising from inter-central discussions initiated in 2010, Group Clearing is a joint venture of SaskCentral, Central 1, Alberta Central and Manitoba Central that replaces the clearing previously performed by Canadian Central. The joint venture’s purpose is to govern and operate the clearing function for credit unions across the country.Canadian Credit Union Association (CCUA)CCUA is the national credit union trade association, representing Canada's credit unions, caisses populaires (outside Quebec), and regional credit union central organizations. CCUA is distinct in its commitment to co-operative values, and is the first, national credit union governed organization in Canada.Credential Financial Inc.Credential Financial Inc. is the national wealth management provider founded by the Canadian credit union system. The company offers credit unions and independent investment firms an integrated range of products and services to meet the financial needs of Canadians. Credential Financial Inc. also provides its partners with a full complement of back-office administration and in-branch support.Northwest & Ethical Investments LP (NEI)NEI is a mutual fund company that makes independent portfolio managers accessible to Canadian retail investors through two fund families: Northwest Funds and Ethical Funds.NEI is a fully Canadian-owned company, owned 50% by Desjardins Group and 50% by the provincial credit union centrals. This backing of experience and support provides the company with stability and the resources to actively pursue business growth through credit unions and independent financial advisors across Canada.The Co-operators Group LimitedThe Co-operators is a 100% Canadian-owned and operated company insuring over two million people Canada-wide. Its member-owners are co-operatives, credit unions and likeminded organizations, representing a variety of sectors and regions across the country. The Co-operators supports and funds the development of community-oriented co-operatives and social enterprises, and works to contribute to communities across Canada.Along with Central 1, The Co-operators holds joint ownership of CUMIS. CUMIS partners with credit unions to deliver competitive insurance and financial solutions. CUMIS’ principal companies are CUMIS Life Insurance Company and CUMIS General Insurance Company.CUVentures Inc.CUVentures Inc. invests in the Saskatchewan Entrepreneurial Fund Joint Venture (SEF JV). SEF JV provides direct investment in small and medium sized enterprises throughout Saskatchewan. CUVentures Inc. also acts as an aggregation vehicle through which individual credit unions have invested in the APEX Investment LP.